We have told you about a number of different Advantage plans, and now we want to share with you how you can best compare them. The more of them you compare, the likelier you are to find a Part C plan that is a good fit for you. You’ll want a coverage plan that provides you with relevant coverage and that is affordable for you. Once you have looked through your options, you should know what will fit your coverage needs best, but how do you find a plan that fits your budget?
One way to do that is to use our site to compare quotes. You can easily source quotes through our website, just by entering your zip code and requesting a search. In just a few seconds, you will get back a list of results. This will tell you what the going price is for Medicare Advantage plans for your area.
Local quotes are important, because Medicare Part C can be sold at different rates depending on where you live. The insurance companies selling Part C plans are allowed to price the plans as they see fit, and that means that they can charge very high or very low rates depending on how competitive they want to be. You can actually get some great rates on these plans, ranging from an astoundingly low $0 a month all the way up to $300 a month. Of course, the average price for a Medicare Part C plan will rest somewhere around the $150 mark.
You also have to factor in the deductible that is due each year. This is not set at a standardized price either, so the deductible will vary from one insurance provider to the next. You may still be required to pay premiums on Medicare parts A and B, as you’ll have the Original Medicare plan in there as well. The two plans work together to provide you with a comprehensive blanket of coverage, and the insurance provider selling your Medicare Advantage will essentially become your basic Medicare provider as well.
We keep pricing information completely up to date, so you can trust that the data you get from us is accurate. The quotes we provide come directly from the insurance companies, and that will be updated as soon as it changes. You can expect rates to increase from year to year, and if you want to get in on the lowest possible rates then you should sign up as early as possible. You can get low rates locked in and not pay anything higher for the rest of the year. Then, if you stay as a faithful customer with the same insurance company, as the rates increase for new subscribers, you can enjoy lower rates or a loyalty discount.